Global payroll

Stablecoin payroll for global teams

Toku connects USDC and USDT stablecoin payroll to employment terms, tax calculations, approvals and payment records, with local-currency options for supported arrangements.

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Toku / PayrollExample
Your next payrollDecember 2026
Pay period
1–31 December
Payment date
31 December
Payroll total USD equivalent$120,00024 recipients
✓Employee detailsPrepared
✓CompensationPrepared
Payroll runReady for review
Fiat & stablecoins, one runReview payroll

Illustrative payroll run. Sample data.

Toku is an employer of record and global payroll provider in 100+ countries, paying teams in local currency or stablecoins. Toku links payroll funding and payout records to each approved pay run. Toku serves employers and payroll teams and does not operate an exchange or wallet.

Integrates with your payroll

ADPWorkdayGustoUKG

Trusted by 200+ customers

PaxosPolygonNEAR

How it works

From approved payroll to recorded payment

Keep the payroll process connected, whichever payout option your team uses.

  1. Approve and fund payroll

    Approve the payroll calculation, deductions and payslips before funding. Confirm whether to fund the run from a bank account or stablecoin balance.

  2. Confirm the payout details

    Review conversion terms, payout eligibility and each worker’s approved payment details. Your funding currency and their payout currency can differ.

  3. Reconcile the completed run

    Confirm delivery and reconcile each payment with its payslip or invoice. Keep local currency and stablecoin payments connected to the same payroll records.

Payroll infrastructure

Connect approved payroll to stablecoin payments

Stablecoin payroll infrastructure connects the system that calculates pay to funding, approvals, payment execution and reconciliation. Agree who owns each step before your first run.

Keep the payroll record

Start with approved employee pay or contractor invoices. Confirm the integration with your existing payroll system and which team owns calculations and reporting.

Confirm the payout route

Check country and worker eligibility, the asset and network, recipient details and funding deadlines. Agree a fallback for rejected or delayed payments.

Close the pay run

Match payment references, fees and conversion information to payroll records. Give finance a clear view of completed payments and exceptions.

Evaluating crypto payroll solutions? Use our payroll software comparison to compare responsibilities and costs. For a sample run, follow the steps for paying your team with crypto.

See how Figure connects Workday payroll and YLDS with Toku for a customer implementation, then bring your payroll system and worker countries to a scope review.

Costs and scope

Costs, agreed before onboarding

We price per worker, with every fee itemized. Ask us for a quote that separates the payroll service, payment processing, currency conversion, network costs and any recipient charges.

Your payroll service

Confirm the worker count, countries and service scope. Agree who handles payroll calculations, payslips and reporting.

Your payment costs

Review payment processing, currency conversion and network costs. Ask which charges apply to your funding and payout choices.

What your team receives

Check recipient charges and local access. Agree the terms before onboarding and review every fee on the invoice.

How much stablecoin payroll costs in fees →

Local requirements

Compliance by country

Start with the employment relationship and local wage rules. Confirm withholding, statutory contributions, payslips, worker consent and permitted payment methods before choosing how to fund or deliver pay.

United States

Check federal and state wage-payment rules separately from tax treatment. The IRS treats digital assets as property for federal tax purposes; that does not by itself authorize a wage-payment method.

Read IRS guidance →

United Kingdom

Plan PAYE reporting, deductions and payslips as part of the payroll run. Confirm the proposed payment method separately.

Read HMRC guidance →

Other hiring countries

Review each country before launch. Use our guides to prepare the questions, then ask us to confirm the employment service and payout options for your worker mix.

Explore country guides →

A country guide is a planning resource, not confirmation that every payout option is available.

Countries and payouts

Paying employees from a stablecoin treasury

Fund payroll from your stablecoin treasury, approve amounts and employee elections, then settle supported USDC or USDT payouts. Stablecoin-to-stablecoin payouts need no off-ramp; local-currency payouts require conversion.

Local currency

Confirm bank details, conversion terms, itemized fees and the expected payment date. Include the bank receipt in payroll reconciliation.

Alternative payout methods

Confirm the stablecoin, network, wallet ownership and recipient access. Consider custody, conversion and issuer risks. Retain the transaction reference and payroll-currency value alongside the payslip or invoice.

Review how to pay employees from a stablecoin treasury and the optional yield choices available to recipients.

Guides

Plan your next payroll run

Explore the workflow, compare software and review the basics.

Payroll guide to paying teams in stablecoins →Payroll software comparison →How stablecoin payouts work for global payroll →Compare stablecoin payroll providers →Understand USDC payroll, fees and settlement →Explore Toku’s settlement workflow →

Frequently Asked Questions

Toku connects approved payroll or invoices to a funded payout run. Confirm worker eligibility, record the permitted USDC or USDT payout choice, validate recipient details, then reconcile settlement records with the payroll register.
Stablecoin payroll is included in Toku’s pricing tiers without a separate add-on fee. Total cost still depends on service scope, employer costs and the payment route; confirm conversion, network and withdrawal charges in the agreed terms.
Compare USDC and USDT against the recipient’s country, supported network, wallet compatibility and access to local currency. Toku’s implementation review should confirm the supported route and payout choice before funding; a stablecoin’s target value is not a guarantee of redemption or price.
Look for worker onboarding, approved payout choices, invoice or payroll approvals, tax records and reconciliation in one workflow. Toku combines stablecoin payouts with these operating records so a small finance team can trace each payment back to its approved amount.
Match each approved payroll amount or invoice to its USDC or USDT payment record, settlement status and any conversion or fees. Toku provides payment records and exportable finance and tax ledgers to support that review. Investigate exceptions before closing the period.
Fund the agreed payroll run from your stablecoin treasury, approve the payroll amounts and employee payout elections, then settle supported stablecoin payouts. Toku supports stablecoin funding and employee receipt in stablecoins, so a stablecoin-to-stablecoin payment needs no off-ramp; local-currency payouts require conversion.
Treat the treasury transfer as funding for an approved payroll run, with wage calculations, withholding and reporting assigned to the responsible payroll parties. Toku connects funding and payouts to those records, while employees retain the permitted local-currency option.
Businesses paying international employees and contractors can use stablecoins to connect treasury funding with worker payouts. Toku serves employers and payroll teams, with stablecoin or local-currency choices depending on the supported arrangement.
Toku is an employer of record and global payroll provider in 100+ countries, paying teams in local currency or stablecoins.
Stablecoin payroll uses stablecoins to fund or deliver pay within a payroll process. Employment terms, tax calculations, payslips and payment reconciliation still apply. Confirm eligibility for each country and worker before choosing the payout method.
Toku is priced per worker, with every fee itemized. Ask us to confirm the service scope, payment fees, currency conversion, network costs and any recipient charges for your countries. Terms are agreed before onboarding.
Do not assume the same payout method is available everywhere. Review wage-payment rules, worker consent, tax reporting and local access before launch. Funding payroll with stablecoins and paying an employee in stablecoins are different decisions.
Discuss local-currency conversion and payout options with us for each country. Confirm the destination, exchange rate, fees and expected payment date before approving the run.
Toku integrates with ADP, Workday, UKG and Gusto. Bring your current payroll setup to the first call so we can confirm the integration scope and who owns calculations, tax filings, payslips and payment reconciliation.
Contractor payments require the right classification, agreement, invoice and reporting records. Employee payroll has separate wage, withholding and statutory obligations. Choosing a payment currency does not change the worker relationship.

See Toku in action

Plan your next payroll run.

Tell us where your team works and how you pay them. We will confirm the service scope and next step.

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