Payroll that does more than pay.
Pay your global team in stablecoins, earn yield on the balance, and let them spend with a Visa card. One platform, one workflow, 100+ countries.
Integrates with your payroll
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Compliant payroll and contractor payments, settled instantly.
Pay employees and contractors in 100+ countries without wires, FX markups, or 3 to 5 day settlement windows. Stablecoin rails mean lower fees, same-day delivery, and your team gets paid on time, every time, no matter where they sit.
Pay that pays you back.
Employees and contractors earn yield on their stablecoin balance, right inside the same wallet they get paid into. No separate accounts, no extra apps, no giving up custody. They withdraw principal and earnings anytime, and participation is always optional. It is a better compensation experience, and you do not need to switch payroll providers to offer it.
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Your team spends the moment they are paid.
Every employee and contractor gets a Visa card linked to their stablecoin balance. No conversions, no waiting for bank transfers to clear, no figuring out how to off-ramp. Paid on Friday, spending on Friday, anywhere Visa is accepted.
Same rail. Different stage.
From distributed startups paying contractors every Friday to enterprises moving thousands onto stablecoin payroll, the rail is the same. Toku scales with you.
Startups & Scale-ups
Pay contractors in 30+ countries on Friday afternoon, not Tuesday morning.
Offer stablecoin payouts as a hiring edge, without rebuilding your finance stack.
Set up in a week. Run your first live payroll in two.
Established enterprises
Move thousands of employees onto stablecoin rails alongside your existing payroll.
Compliant in 100+ jurisdictions out of the box: withholdings, tax reporting, local entities.
Significantly reduce FX and wire fees on cross-border payouts.
The teams that switched first
Three early-access teams, 30+ days in. Here's what they're saying about paying their global workforce on stablecoin rails.
We launched US operations on stablecoin payroll in two weeks. Hires got paid the same day we ran their first cycle, in the mix of stablecoin and fiat they asked for, and tax withholding was handled in the background. The setup we'd been quoted by traditional providers was six weeks and three vendors.
Our token launch had a mountain of deadlines, hundreds of international recipients, and a vesting schedule that no off-the-shelf provider could handle. Toku stepped in, coordinated with our outside counsel, and ran the entire distribution end to end. By the time we went live, every recipient was set up correctly and every jurisdiction was covered.
When we had questions about administering token grants across fifteen jurisdictions, we did not get a generic sales pitch or a let-me-check-with-the-team response. Toku's head of token payroll proposed a structure on the call that our outside counsel had not considered. That changed how we thought about the whole programme.
The fee comparison was the part that sold the CFO. FX showed up as a line item on every invoice, capped contractually, and the off-ramp was twenty-five basis points. Our previous provider had been pulling north of three percent on the same payments and never put it on an invoice.
We moved off a legacy EOR and an outside accounting firm and finally closed the reconciliation gap on our RSUs. The depth of expertise on the Toku team is leagues ahead of where we were. We are saving more than thirty hours a month in operations admin, and the books close clean every cycle.
We had a senior hire moving to a country we had never operated in, on a tight timeline, with a compensation package that included tokens. Toku had her onboarded inside two weeks, sorted the tax treatment on her token portion, and set up local benefits. Our previous provider had told us it was not possible.
Add your team to the list
Frequently Asked Questions
Stablecoin payroll cuts the two costs that traditional global payroll quietly absorbs: FX markup and settlement time. Payments settle the same day in 100+ countries without correspondent banks taking a margin at each hop. Your team gets paid on time, you keep more of every dollar, and finance has a single audit trail instead of five.
Yes, when the infrastructure is built for it. Toku handles local tax withholding, statutory contributions, and tax document generation in every country we support. For US employees, payroll runs through ADP with standard W-2 processing. For international workers, we operate either as the Employer of Record, the Contractor of Record, or as a payments and compliance layer on top of your own entity, depending on what your setup needs.
Toku provides compliance infrastructure and is not a law firm. This content is for informational purposes only and does not constitute legal or tax advice. Consult your legal counsel for jurisdiction-specific guidance.
Yes. You can fund payroll in either, and each worker can choose how they want to receive it. Stablecoin in, stablecoin out has zero FX component. If a worker prefers local currency, Toku off-ramps at 25 basis points with FX fees listed as a line item on every invoice and contractually capped.
No. Toku integrates with ADP, Workday, Gusto, UKG, and SAP through native APIs. You keep your existing system of record and add stablecoin rails underneath. For teams that want a single end-to-end platform, Toku also handles EOR, PEO, contractor management, and token grant administration directly.
Learn how to implement stablecoin payroll seamlessly.

